First Benefits Insurance Mutual (FBIM), an association-based workers' compensation carrier, has been providing quality service to Chamber members for over 25 years. Your Greater Winston Salem Inc membership gives you access to FBIM's competitive rates, skilled underwriting and personalized service. First Benefits offers interest-free payment plans, individualized underwriting, aggressive claims management, loss control services and will consider writing new ventures. Did you know that most North Carolina businesses with three or more employees are required by state law to provide workers' compensation insurance? Check out http://www.firstbenefits.org/find-an-agent or call us at 888-393-2667 for more information and mention your Winston Salem Chamber membership.