In 1898, First Citizens began as the Bank of Smithfield in Johnston County, North Carolina. From a single office, First Citizens has grown to more than 500 branches in 18 states. We,Äôre the largest family-controlled bank in the United States, with a record of stable leadership few banks can rival. This stability and independence allows us to remain true to our values, loyal to our customers and committed to providing long-term value for those who look to us for help with their finances.